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Important Policy Notices

For All Members:

For C.A.R. Group Insurance Program Members:
Thank you for your participation in the C.A.R. Insurance Plan. Below are important policy notices that you should read, print and retain for safekeeping.

2025 CAR Required Notices

Required Notices Include:

    • HIPAA Notice of Special Enrollment Rights
    • Newborns’ and Mothers’ Health Protection Act
    • Women’s Health & Cancer Rights Act
    • Patient Protections Notice
    • No Surprises Act Notice
    • Anthem Creditable Coverage Notice
    • Anthem Non Creditable Coverage Notice
    • Kaiser Creditable Coverage Notice

2025 Medicare/CMS Creditable Coverage Notices

2024 Anthem Evidence of Coverage Documents (2025 Documents Pending)

HSA Plans

PPO Plans

HMO Plans

2025 Kaiser Evidence of Coverage Documents will be uploaded when received from the carrier.

MetLife Dental and Vision Evidence of Coverage

MetLife Life and AD&D Insurance Certificates


2025 Summary of Benefits & Coverage (SBC)

Anthem Summary of Benefits & Coverage (SBC)

HSA Compatible SBCs – (Be sure to visit C.A.R.’s HSA partner – Bend HSA)

Bronze Plan SBCs

Silver Plan SBCs

Gold Plan SBCs

Platinum Plan SBCs

HMO Plan SBCs

 

Kaiser Permanente Plans

If you have any questions about your health plan or would like a copy of these documents mailed to you, please call RealCare at (800) 939-8088, Option 2