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Home > C.A.R. Group Dental & Vision Plans

C.A.R. Group Dental & Vision Plans

Open Enrollment begins November 1st

Visit the C.A.R. Member Benefits Portal to shop and compare, and enroll online 

With three plans to choose from, C.A.R.’s MetLife Dental Plans have a large PPO Network, and no waiting periods.  Need more value?  How about this…

  • If you choose a plan with orthodontia coverage, you will have an ANNUAL orthodontic maximum, not a Lifetime maximum.  That’s $1,000 per year instead of a $1,000 flat benefit.
  • Your Type A preventive and diagnostic services don’t count as part of your annual maximum benefit.
  • New for 2024!  If you get 2 cleanings and 2 exams during the year, your annual maximum benefit will increase by $200 next year.  And, if you continue to get your 2 cleanings and 2 exams each year, your maximum will increase by $200 the following year and the year after that.  Just by using your plan’s preventive care benefits, you can increase your maximum benefit by $600 in three years.

C.A.R.’s MetLife/VSP vision plans have a large VSP PPO network, comprehensive vision exams, coverage for retinal imaging, and $150 frame allowance.

C.A.R. Group Insurance Plan Eligibility

Please review our plan General Guidelines for complete information on eligibility and enrollment. New C.A.R. members, and those who have experienced a Qualifying Event may be eligible to enroll early. Please call RealCare at 800-939-8088 to see if you are eligible. If you are eligible, report a Qualifying Event here.

Important Forms, Documents, and Links

Forms

Plan Documents

Web Links