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REALTOR® MetLife Group Life Insurance

C.A.R. Group Life & AD&D Insurance

Life insurance is a cost-effective way to protect your family and your finances. It helps ensure your short and long-term financial obligations could be met if something unforeseen happens to you. C.A.R. is proud to offer a special open enrollment period for members to increase life insurance coverage with simplified enrollment.  If you’re a new C.A.R. member* or W2 employee you can apply for $25,000 or $50,000 of coverage without answering any health questions as long as you have not been hospitalized within the past 90 days from the date of application.**  If you’ve been a member for longer than 60 days, coverage is not guaranteed and you will be required to complete a statement of health and your application will be reviewed by Metlife.

Life Insurance Plan Highlights

  • 2 Plans to choose from – $25,000 or $50,000 benefit
  • Includes AD&D

*Affiliate members are not eligible for guaranteed life coverage but may apply for coverage with evidence of insurability.
**If you answer “yes” to the hospitalization question, then full underwriting is required, and coverage is subject to approval of MetLife.

Enroll TODAY

  • Register
  • Review plans & rates
  • Make benefit elections

Visit our Dental & Vision Page

Important Documents & Forms


C.A.R. Health Benefits Open Enrollment: November 1st to December 15th for a January 1, 2021 effective date

Please review our plan General Guidelines for complete information on eligibility and enrollment. New C.A.R. members, and those who have experienced a Qualifying Event may be eligible to enroll early.

Shop and Enroll!  C.A.R. Member Benefits Portal (Register and/or log in)

Use Quick Quote to enter data and see rates and information instantly.

If you have questions, please contact RealCare.


NEW! MetLife Home & Auto has significantly reduced rates for C.A.R. members (new and renewing policyholders). MetLife now offers several ways to save including multi-product discounts (life, disability, dental etc. in addition to auto and home), low mileage discounts (less than 7,000 miles per year), and  experienced driver discounts (number of years with a license). METLIFE DISCOUNTS >>