2025 Open Enrollment Begins November 1st

Please review our plan General Guidelines for complete information on eligibility and enrollment. New C.A.R. members, and those who have experienced a Qualifying Event may be eligible to enroll early.

• QUICK QUOTE– 2024 Rates and Basic Benefit Information (No Log In needed)
• C.A.R. Member Benefits Portal – Online Enrollment & Changes (Log In needed)
• RealCareOnline.com. – Existing C.A.R. Anthem member website (Log In needed)

IMPORTANT!  The C.A.R. Anthem Blue Cross health plans are available state wide and use the large Anthem Blue Cross Prudent Buyer PPO and CaliforniaCare HMO networks. These plans and networks are not available in the Individual or Covered CA markets.

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2024 Anthem Side by Side Plan Comparison

2024 Anthem Benefit Summaries

HSA Compatible Plan Benefit Summaries – (Visit C.A.R.’s HSA partner – Bend HSA)

• Anthem Bronze PPO 6700_0% w_HSA PrevRx Benefit Summary 9KG9
• Anthem Bronze PPO 6000_45% HSA PrevRx Benefit Summary 9KGF
• Anthem Silver PPO HSA_H 2600_3200_5200 35% PrevRx Benefit Summary 9KFG (Family)
• Anthem Silver PPO HSA_H 2600_3200_5200 35% PrevRx Benefit Summary 9KGL (Individual)
• Anthem Silver PPO HSA_H 2100_3200_4200 30% PrevRx Benefit Summary 9B35 (Family)
• Anthem Silver PPO HSA_H 2100_3200_4200 30% PrevRx Benefit Summary 9B29 (Individual)

Bronze Plan Benefit Summaries

• Anthem Bronze PPO 40_6200_40% Benefit Summary 9KG2
• Anthem Bronze PPO 70_6600_35% Benefit Summary 9B1W

Silver Plan Benefit Summaries

• Anthem Silver PPO 55_2500_45% Benefit Summary 9B1X
• Anthem Silver PPO 55_1950_35% Benefit Summary 9KGQ
• Anthem Silver PPO 50_2200_40% Benefit Summary 9B2Q
• Anthem Silver PPO 45_1750_40% Benefit Summary 9KFJ

Gold Plan Benefit Summaries

• Anthem Gold PPO 35_1000_20% Benefit Summary 9KFU
• Anthem Gold PPO 30_750_20% Benefit Summary 9KFK
• Anthem Gold PPO 30_500_20% Benefit Summary 9KF1
• Anthem Gold PPO 25_30% Benefit Summary 9B25
• Anthem Gold HMO 35 Benefit Summary 9B2J

Platinum Plan Benefit Summaries

• Anthem Platinum PPO 15_250_10% Benefit Summary 9B20
• Anthem Platinum PPO 15_40_10% Benefit Summary 9B2V

HMO Plans

• Anthem Gold HMO 35 Benefit Summary 9B2J
• Anthem Silver HMO 55 Benefit Summary 9B2Y

For important information about HMO plan availability, see the Anthem Rating Areas

Doctors & Hospitals

Unlike Individual plans and Covered California, the C.A.R. group Anthem plan uses the Anthem Blue Cross Small Group Prudent Buyer PPO and CaliforniaCare HMO networks. These are much larger networks than you would have access to outside of the C.A.R. plan. To look up providers for Anthem Blue Cross, follow the Anthem Provider Lookup Instructions:

1. Visit www.anthem.com/ca
2. At the top, click on “Find Care” and click the link.
3. Scroll down and click on “Select a Plan for Basic Search” and click the link.
4. To search, answer these questions:
   1. Select the type of plan or network: MEDICAL PLAN or NETWORK (may include dental, vision or pharmacy benefits).
   2. What state do you want to search in? CALIFORNIA
   3. Select how you get health insurance: MEDICAL (Employer-Sponsored)
   4. Select a plan/network – and choose EITHER:
      • Blue Cross HMO (CACare) – Small Group – OR –
      • Prudent Buyer PPO – Small Group
   5. Hit “Continue” and enter search criteria (name, specialty, NPI or license number) and enter the zip code area

When looking up providers by name, make sure you have the correct spelling. It also helps if you include the location and the name. Also, some doctors have multiple specialties so be aware that they may come up under different options such as “Surgery” vs. “Orthopedics” for example.

Important Forms

• Anthem Enrollment Application
• Anthem Add-Drop Dependents Form 
• Anthem Account Change Form (if changing health plan only)
• Anthem Switch to Kaiser Form 
• APPA Authorization (Automatic Premium Payment Authorization Form)
• Anthem Termination Request
• Medical Claim Form
• Prescription Drug Claim Form
• Member Release of Information Authorization Form

Important Plan Documents

• Link:  Anthem Summary of Benefits & Coverage (SBCs) (Scroll to bottom of page)
• C.A.R. Group Health Plan Administration and Fees
• Rating, Billing, Cancellation & Reinstatement (Anthem)
• Anthem CAR Required Notices (Combined)

Important Benefit Documents

• Anthem Sydney App
• Blue Card Flyer
• LiveHealth Online
• PREVENTIVE RX DRUG LIST (Subject to change)
• PREVENTIVE CARE BENEFITS
• Anthem Solera4Me (Diabetes Care)
• 2023-24 RC HSA Overview CAR
• What is an HSA (Bend) (New C.A.R. partner!)
  • Visit C.A.R.’s Bend HSA Page

Important Web Links

• Anthem Blue Cross Member Registration
• C.A.R. Member Benefits Portal
• RealCareOnline – Plan and billing information
• Anthem Main Website
• Federal Preventative Care Guidelines
• Anthem Blue Cross Searchable Select Drug List
• Anthem RX Choice Tiered Pharmacies