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C.A.R. Anthem Blue Cross of California Medical Plans

IMPORTANT!  The C.A.R. Anthem Blue Cross health plans are available state wide and use the large Anthem Blue Cross Prudent Buyer PPO and CaliforniaCare HMO networks. These plans and networks are not available in the Individual or Covered CA markets.

2023 Anthem Side by Side Plan Comparison (pdf link)

2023 Anthem Benefit Summaries

HSA Compatible Plan Benefit Summaries – (Visit C.A.R.’s HSA partner – Bend HSA)

Bronze Plan Benefit Summaries

Silver Plan Benefit Summaries

Gold Plan Benefit Summaries

Platinum Plan Benefit Summaries

HMO Plans

For important information about HMO plan availability, see the Anthem Rating Areas (Coming Soon!)

You may be eligible to enroll now if you are:

  • A new C.A.R. member enrolling within your first 60 days of membership
  • A new W2 employee of a C.A.R. member hired within the last 60 days
  • A current member or employee who experienced a Qualifying Event within the last 30 do 60 days
Please review our plan General Guidelines Effective 11-1-21 for complete information on eligibility and enrollment. New C.A.R. members, and those who have experienced a Qualifying Event may be eligible to enroll early.

Doctors & Hospitals

Unlike Individual plans and Covered California, the C.A.R. group Anthem plan uses the Anthem Blue Cross Small Group Prudent Buyer PPO and CaliforniaCare HMO networks. These are much larger networks than you would have access to outside of the C.A.R. plan. To look up providers for Anthem Blue Cross, follow the Anthem Provider Lookup Instructions

  1. Visit www.anthem.com/ca
  2. At the top, click on “Find Care” and click the link.
  3. Scroll down and click on “Select a Plan for Basic Search” and click the link.
  4. To search, answer these questions:
    1. Select the type of plan or network: MEDICAL PLAN or NETWORK (may include dental, vision or pharmacy benefits).
    2. What state do you want to search in? CALIFORNIA
    3. Select how you get health insurance: MEDICAL (Employer-Sponsored)
    4. Select a plan/network – and choose EITHER:
      • Blue Cross HMO (CACare) – Small Group – OR –
      • Prudent Buyer PPO/EPO – Small Group
    5. Hit “Continue” and enter search criteria (name, specialty, NPI or license number) and enter the zip code area

When looking up providers by name, make sure you have the correct spelling. It also helps if you include the location and the name. Also, some doctors have multiple specialties so be aware that they may come up under different options such as “Surgery” vs. “Orthopedics” for example.

Important Forms

Important Plan Documents

Important Benefit Documents

Important Web Links

These forms require Adobe Reader, which is free and commonly used. If you don’t have it, download it here.