2025 Open Enrollment Begins November 1st
Please review our plan General Guidelines for complete information on eligibility and enrollment. New C.A.R. members, and those who have experienced a Qualifying Event may be eligible to enroll early.
- QUICK QUOTE– 2025 Rates and Basic Benefit Information (No Log In needed) (Live 11/5)
- C.A.R. Member Benefits Portal – Online Enrollment & Changes (Log In needed)
- RealCareOnline.com. – Existing C.A.R. Anthem member website (Log In needed)
IMPORTANT! The C.A.R. Anthem Blue Cross health plans are available state wide and use the large Anthem Blue Cross Prudent Buyer PPO and CaliforniaCare HMO networks. These plans and networks are not available in the Individual or Covered CA markets.
Existing Members: 2025 C.A.R. Anthem Renewal Page
Link to 2024 C.A.R. Anthem Plans
2025 Anthem Plan Comparison
2025 Anthem Blue Cross Benefit Summaries
HSA Compatible Plans – (Be sure to visit C.A.R.’s HSA partner – Bend HSA)
- Anthem Bronze PPO 6700_0% w_HSA PrevRx_CA_PPO_Small Group_84VR
- Anthem Bronze PPO 6000_45% w_HSA PrevRx_CA_PPO_Small Group_84UR
- Anthem Silver PPO HSA SELF ONLY_H 2600_3300_5200 35% PrevRx_CA_PPO_Small Group_84T7
- Anthem Silver PPO HSA SELF ONLY_H 2100_3300_4200 30% PrevRx_CA_PPO_Small Group_84S2
- Anthem Silver PPO HSA FAMILY_H 2600_3300_5200 35% PrevRx_CA_PPO_Small Group_84T6
- Anthem Silver PPO HSA FAMILY_H 2100_3300_4200 30% PrevRx_CA_PPO_Small Group_84SD
Bronze & Silver PPO Plans
- Anthem Bronze PPO 70_6600_35%_CA_PPO_Small Group_84QG
- Anthem Bronze PPO 40_6200_40%_CA_PPO_Small Group_84PV
- Anthem Silver PPO 55_2500_45%_CA_PPO_Small Group_84P5
- Anthem Silver PPO 50_2200_40%_CA_PPO_Small Group_84NR
- Anthem Silver PPO 55_1950_35%_CA_PPO_Small Group_84NG
- Anthem Silver PPO 45_1750_40%_CA_PPO_Small Group_84MX
Gold & Platinum PPO Plans
- Anthem Gold PPO 35_1000_20%_CA_PPO_Small Group_807B
- Anthem Gold PPO 30_750_20%_CA_PPO_Small Group_806Z
- Anthem Gold PPO 30_500_20%_CA_PPO_Small Group_805T
- Anthem Gold PPO 25_30%_CA_PPO_Small Group_8058
- Anthem Platinum PPO 15_250_10%_CA_PPO_Small Group_8047
- Anthem Platinum PPO 15_40_10%_CA_PPO_Small Group_803Z
HMO Plans
2025 Anthem Blue Cross Rates
Existing members can find new rates by logging in to either the RealCareOnline website (on 11/5/24) or the C.A.R. Member Benefits Portal. Or, you can calculate your rates using the rate sheets and worksheet below.
- Q1 2025 Rate Sheets For Website – All Areas
- If you don’t know your rating area, you can use the Kaiser rate guide to find your zip code and region.
- How to Calculate Your Medical Rate
Doctors & Hospitals
Unlike Individual plans and Covered California, the C.A.R. group Anthem plan uses the Anthem Blue Cross Small Group Prudent Buyer PPO and CaliforniaCare HMO networks. These are much larger networks than you would have access to outside of the C.A.R. plan. To look up providers for Anthem Blue Cross, follow the Anthem Provider Lookup Instructions:
- Visit www.anthem.com/ca
- At the top, click on “Find Care” and click the link.
- Scroll down and click on “Select a Plan for Basic Search” and click the link.
- To search, answer these questions:
- Select the type of plan or network: MEDICAL PLAN or NETWORK (may include dental, vision or pharmacy benefits).
- What state do you want to search in? CALIFORNIA
- Select how you get health insurance: MEDICAL (Employer-Sponsored)
- Select a plan/network – and choose EITHER:
- Blue Cross HMO (CACare) – Small Group – OR –
- Prudent Buyer PPO – Small Group
- Hit “Continue” and enter search criteria (name, specialty, NPI or license number) and enter the zip code area
When looking up providers by name, make sure you have the correct spelling. It also helps if you include the location and the name. Also, some doctors have multiple specialties so be aware that they may come up under different options such as “Surgery” vs. “Orthopedics” for example.
Important Forms
- Anthem Enrollment Application
- Anthem Add-Drop Application
- Anthem Account Change Form (if changing health plan only)
- Anthem switch to Kaiser
- APPA Authorization(Automatic Premium Payment Authorization Form)
- Anthem Termination Request
- Medical Claim Form
- Prescription Drug Claim Form
- Member Release of Information Authorization Form
Important Plan Documents
- Link: Anthem Summary of Benefits & Coverage (SBCs) (Scroll to bottom of page)
- C.A.R. Group Health Plan Administration and Fees
- Rating, Billing, Cancellation & Reinstatement (Anthem)
- Anthem CAR Required Notices (Combined)
Important Benefit Documents
- Anthem Sydney App
- Blue Card Flyer
- LiveHealth Online
- PREVENTIVE RX DRUG LIST (Subject to change)
- PREVENTIVE CARE BENEFITS
- Anthem Solera4Me (Diabetes Care)
- 2024-25 RC HSA Overview CAR
- What is an HSA (Bend) (New C.A.R. partner!)
Important Web Links
- Anthem Blue Cross Member Registration
- C.A.R. Member Benefits Portal
- RealCareOnline – Plan and billing information
- Anthem Main Website
- Federal Preventative Care Guidelines
- Anthem Blue Cross Searchable Select Drug List
- Anthem RX Choice Tiered Pharmacies
These forms require Adobe Reader, which is free and commonly used. If you don’t have it, download it here.