Now is the time to shop and compare your health plan for 2021. During Open Enrollment you can enroll, change plans, or add dependents. The C.A.R. Open Enrollment ends December 15th, however Open Enrollment for Individual plans and Covered CA will run through January 2021. Don’t miss this important opportunity to choose a health plan for next year. If you miss Open Enrollment you won’t be able to enroll during the year unless you experience a Qualifying Event or become eligible for another plan.
C.A.R. Open Enrollment for 2021: November 1st to December 15th for a January 1, 2021 effective date
C.A.R. members and full time W2 employees of members or Boards are eligible to enroll in the C.A.R. Health Plans as long as they’ve been a member or employee for at least 30 days. C.A.R.’s Anthem group plans use a larger PPO and HMO network than what is available in the Individual and Covered CA market. In addition, we have more plan options to choose from. While the Kaiser network is the same, the plans are different and are usually less expensive through C.A.R.
C.A.R. offers group health plans, including
Anthem Blue Cross Prudent Buyer PPO Plans
Anthem Blue Cross CaliforniaCare HMO Plans
Kaiser HMO Plans
MetLife PPO Dental Plans
VSP PPO Vision Plans
Individual and Covered CA Plans Open Enrollment: November 1st to January 31st
The individual and Covered CA plans are different from the C.A.R. plans. With limited exception (Kaiser and some Health Net plans) they utilize smaller provider networks in order to keep the costs and premiums down. These plans are more limited in their offerings, with some carriers offering only HMO or EPO plans.
Through Covered CA you may be eligible for a tax credit to help offset the cost of your premiums. Check the 2021 Covered CA Income Chart to determine if you may qualify. For more information, call our Covered CA Enrollment Team at (855) 842-8939.
Only RealCare can offer coverage from any of the three markets – C.A.R. Group, Individual or Covered CA. Start evaluating your options for 2021 today! Fill out the form below or call us at (800) 939-8088, Option 2