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Health Insurance

C.A.R. Special Dental & Vision Open Enrollment April 1st to May 15th

Now is the time to add dental or vision or make a plan change for this year.  Changes effective 6/1/24

2024 Enrollment

The Individual Market and Covered California Open Enrollment period has ended.  You may still qualify for enrollment if you experience a Qualifying Event during the year.

Many consumers will qualify for a tax credit to lower their premiums through Covered CA for 2024.  Covered CA is the ONLY market that allows you to take advantage of the tax credit.  To qualify, you must meet income guidelines.  View the 2024 Covered CA Income Guidelines

The Individual and Family Plan market offers a variety of insurance carriers and plans.  These plans often use smaller, “skinny” networks to help keep premium costs lower.  Kaiser is the only carrier that uses the same network across all platforms (individual, Covered CA, small and large group).  It is important to always check the provider lists before enrolling.

The C.A.R. group plan Open Enrollment ended December 20th, but if you experience a Qualifying Event, you may qualify to enroll.

C.A.R. offers REALTORS® an opportunity to get group insurance coverage. Group insurance coverage can offer advantages over Individual and Family Plans – better access to providers, richer benefits, and often lower prices!  RealCare is the only agency that can offer the C.A.R. group plan and all other options in the health insurance marketplace.  We can help you sift through all the confusion to find the plan that works best for you.

Special Enrollment Opportunitites

  • New C.A.R. members, or new full time W2 employees of C.A.R. members or Boards can enroll within the first 60 days of membership/employment.
  • Those who experience a Qualifying Event can enroll within 30-60 days of the event. (Check with RealCare for information on Qualifying Event timelines.)

Curious about your options?  Fill out the form below or call us at (800) 939-8088, Option 2

Open Enrollment Form

  • MM slash DD slash YYYY
  • Dependent NameDependent Type (Spouse/Domestic Partner, Child)Dates of Birth