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Home Inspector E&O

CAR Certified Home Inspect Graphic
No Deductible for C.A.R. Certified Home Inspectors.

RealCare can offer E&O insurance with all the policy features home inspectors need, and if you are a C.A.R. Certified Home Inspector, your deductible is waived and you are eligible for a Risk Management Premium credit! You can rely on RealCare to help you get the coverage you need at a price you can afford.

E&O Coverage Highlight Sheet

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Admitted Policy Features

  • AM Best Rating: AXV, Stable Financial Outlook
  • Limits Available: Starting at $100,000
  • Various Deductibles Available: Starting at $1000; waived if C.A.R. Certified Home Inspector
  • 203(k) Inspection & Consulting: $100,000 per claim / policy year aggregate
  • Bulkhead, Seawall or Dock Inspection: $100,000 per claim / policy year aggregate
  • Draw Inspection: $100,000 per claim / policy year aggregate
  • Lead Paint Inspection: $100,000 per claim / policy year aggregate
  • Mold Inspection: $100,000 per claim / policy year aggregate
  • Pool or Spa Inspection: $100,000 per claim / policy year aggregate
  • Septic or Water Testing Inspection: $100,000 per claim / policy year aggregate
  • Termite and Wood Destroying Insects: $100,000 per claim / policy year aggregate
  • Unmanned Drone Inspection: Full policy limits per claim / policy year aggregate
  • Bodily Injury / Property Damage: Included
  • Reimbursement of Expenses: $500 per day
  • Risk Management Premium credit: Included for C.A.R. Certified Home Inspectors
  • Disciplinary Proceedings: $5000 per proceeding
  • ADA, FFHA, OSHA Expense Reimbursement: $10,000 per claim / $30,000 policy year aggregate
  • Crisis Management Expense Reimbursement: $15,000 per claim / $30,000 policy year aggregate
  • Loss Prevention Assistance: Included