The next C.A.R. Open Enrollment for medical, dental, and vision is November 1st through December 15th for a January 1st effective date.
Please review our plan General Guidelines for complete information on eligibility and enrollment. New C.A.R. members, and those who have experienced a Qualifying Event may be eligible to enroll early.
- C.A.R. Member Benefits Portal – Online Enrollment & Changes (Log In needed)
2026 Kaiser Plan Comparison
~ Note: C.A.R. Kaiser health plans do not cover infertility services.
2026 Kaiser Benefit Summaries
HSA Compatible Plans – (Be sure to visit C.A.R.’s HSA partner – Bend HSA)
- Kaiser BRONZE-7200-0-HDHP HMO Benefit Summary
- Kaiser SILVER-3200-25-HDHP-HMO Benefit Summary
- Kaiser GOLD-1900-15-HDHP-HMO Benefit Summary
Bronze & Silver PPO Plans
- Kaiser BRONZE-5800-60-HMO Benefit Summary
- Kaiser SILVER-3100-75-Deductible-HMO Benefit Summary
- Kaiser SILVER-2500-55-Deductible-HMO Benefit Summary
- Kaiser SILVER-2300-65-Deductible-HMO Benefit Summary
- Kaiser SILVER-2000-65-Deductible-HMO Benefit Summary
Gold & Platinum PPO Plans
- Kaiser GOLD-2250-35-HRA-HMO Benefit Summary
- Kaiser GOLD-1900-15-HDHP-HMO Benefit Summary
- Kaiser GOLD-1000-40 Deductible HMO Benefit Summary
- Kaiser GOLD-500-35-Deductible HMO Benefit Summary
- Kaiser GOLD-250-35-KP-PLUS Benefit Summary (NEW!)
- Kaiser GOLD-250-35-Deductible HMO Benefit Summary
- Kaiser GOLD-0-40-Copay-HMO Benefit Summary
- Kaiser PLATINUM-250-30-Copay-HMO Benefit Summary
- Kaiser PLATINUM-0-20-Copay-HMO Benefit Summary
- Kaiser PLATINUM-0-10-Copay-HMO Benefit Summary
KP Plus Plans (New!)
2026 Kaiser Rates
You can find your new rates by logging in to the C.A.R. Member Benefits Portal. Or, you can calculate your rates using the rate sheets and worksheet below.
- KAISER Small Group Rates – All Areas Combined
- If you don’t know your rating area, you can use the Kaiser 2026 Service County + Zip Code Guide to find your zip code and region.
- How to Calculate Your Medical Rate
Important Forms
- 2026 Kaiser Application
- 2026 Kaiser Change Form
- APPA Authorization (Automatic Premium Payment Authorization Form)
- Kaiser HIPAA Authorization Form
- Termination Request Form
Important Plan Documents
- Link: Kaiser Summary of Benefits & Coverage (SBCs) (Scroll to bottom of page)
- Plan Administration and Fees
- Kaiser Rating, Billing, Cancellation & Reinstatement Policies
- CAR Kaiser Required Notices (Combined)
Important Benefit Documents
- 2026 Kaiser Child-Dental-Benefits
- 2026 Kaiser Pediatric-Vision Benefit Summary
- 2026 Kaiser Chiro-Acu Benefit Summary
- Understanding Your Bill
- Kaiser Sample Fee List Northern CA 2025
- Kaiser Sample Fee List Southern CA 2025
- Kaiser Member Resource Guide
- Kaiser Getting Started (2024)
- Kaiser 10 Ways to Help 2026
- Kaiser Travel Guide
- What is an HSA (Bend) (New C.A.R. partner!)
Important Web Links
These forms require Adobe Reader, which is free and commonly used. If you don’t have it, download it here.