Should I Wait to Get Coverage?
REALTORS® are at greater risk than most professions. You drive a lot, walk properties, hold open houses, and do many other tasks that put you in harm’s way.
AD&D (Accidental Death and Dismemberment) coverage pays a lump sum amount should the insured die or incur certain injuries in a covered accident. Under the C.A.R. MetLife program members can purchase a $250,000 or $500,000 policy. You can also add family coverage at your option. Premiums are:
|Member||$250,000||$74.00 per year|
|Member||$500,000||$140.00 per year|
|Family Protection Plus*||$250,000||$143.00 per year|
|Family Protection Plus*||$500,000||$275.00 per year|
NO MEDICAL QUESTIONS
* Family Protection Plus:
The amount of insurance applicable to family members is expressed as a percentage of the amount the member selects:
- Spouse, no eligible dependent child or children – 50% (For example 50% of $250,000)
- Spouse, and eligible child or dependent children – Spouse: 40%, Each Child: 10%
- No Spouse but dependent child or children – Each Child: 15%