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Category: 2014 Health Care Options

Affordable Care Act Resources

We were recently asked to provide some resources for people to research issues on the Affordable Care Act.  Here is a list of good places to start: RealCare Website:  www.realcarecar.com/medical RealCare Blog: www.realcarecar.com/blog RealCare Covered CA page: www.realcarecar.com/aca Covered CA:  www.coveredca.com Kaiser Family Foundation (not the same as Kaiser Permanente): www.kff.org IRS ACA Tax Provisions:  http://www.irs.gov/uac/Affordable-Care-Act-Tax-Provisions

January 1st Effective Dates for Health Insurance

The deadlines for January 1st effective dates for health insurance is only 7 days away. If you are applying for any of the following plans for January 1st, you must submit your applications by 12/23/13: Covered California - Enter all information online, submit application AND pick your plan by 12/23/13.   Pay first premium by 1/6/14. Anthem Blue Cross Individual - Enter application data online and...

2014 Health Insurance Updates - All Carriers

The combination of Open Enrollment for C.A.R., Covered California, and Individual & Family health plans; along with the technical issues that every vendor is experiencing, has caused chaos in our industry.  Agents are working diligently to enroll people, but carrier enrollment systems are crashing daily and the backlog of application processing is growing each day.  As a result, some carriers have announced an extension of...

CRITICAL HOMEWORK for 2014!

If you are applying for either Covered California or a new individual health plan for 2014, you MUST check your new plan's provider list to be sure that your doctors and hospitals will be available to you in 2014. The 2014 networks for most individual plans are smaller than they were for 2013 and there is no guarantee that your doctor or hospital will be...

2014 Health Insurance Options

What?  You're confused?  Welcome to the party!  There has never been a more confusing time in the health insurance industry.  Here are some facts: If you are on a C.A.R. group medical plan with Kaiser or Anthem, your policy is not in danger of canceling on 12/31/13.  The C.A.R. group insurance contracts are annual contracts with the insurers.  These contracts renewed June 1, 2013 and...