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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

C.A.R. Health Plans Open Enrollment Extended

Due to the very high call volume and complexity of the current health insurance marketplace, we're pleased to be able to extend the C.A.R. Health Plans Open Enrollment to December 23rd. If you are a current C.A.R. plan member, you may make changes, add dependents, or add coverage at this time. If you are not a current policyholder, now is the time to enroll! You...

Covered California Application Update

Greetings, We are working hard to input all paper applications we've received into the online Covered California system. Fortunately, the system is remaining fairly stable and we are making progress. If you submitted an application, keep an eye on your email for your confirmation from us. Many of you will be instructed to log in to the Covered California site to complete your application. This...

CRITICAL HOMEWORK for 2014!

If you are applying for either Covered California or a new individual health plan for 2014, you MUST check your new plan's provider list to be sure that your doctors and hospitals will be available to you in 2014. The 2014 networks for most individual plans are smaller than they were for 2013 and there is no guarantee that your doctor or hospital will be...

Covered California Application Status

APPLICATION STATUS: For weeks we have been calling Covered California to check on the status of mailed and faxed applications. Unfortunately, none of the applications were showing up as entered in the system. On Thursday, December 4th Covered California announced that they were in the process of keying in all of the applications that they had received. And, they reported that they have hired more...

2014 Health Insurance Options

What?  You're confused?  Welcome to the party!  There has never been a more confusing time in the health insurance industry.  Here are some facts: If you are on a C.A.R. group medical plan with Kaiser or Anthem, your policy is not in danger of canceling on 12/31/13.  The C.A.R. group insurance contracts are annual contracts with the insurers.  These contracts renewed June 1, 2013 and...