Renewal Date January 1, 2026
This page outlines changes for 2026 and provides links to important documents and websites. Link to: Important Policy Notices Page
2026 ANTHEM PLAN COMPARISON WITH CHANGES HIGHLIGHTED
Anthem Plan Changes (Scroll to find your plan)
Important Dates:
- C.A.R. Health Plans Open Enrollment: November 1, 2025 through December 15, 2025
- New benefits and rates take effect: January 1, 2026
- Changes and enrollments take effect: January 1, 2026
Where to Find Current Plan and 2026 Rate Information:
- Existing Plan Members: Confirm your current coverage and check 2026 rates on the C.A.R. Member Benefits Portal.
- Log in with your email and password.
- Review your personal information in Step 1
- Click the “Benefits” tab to review current enrollment
- Move to Step 2 to see your 2026 rates and to enroll or make changes
- Contact RealCare Directly
- Call for a quote or phone appointment – (800) 939-8088, Option 2
- Email for a quote or phone appointment – rc-sales@nfp.com
What is Changing?
2026 Anthem Blue Cross Benefit Summaries
HSA Compatible Plans – (Be sure to visit C.A.R.’s HSA partner – Bend HSA)
- Anthem Bronze PPO 6700_0% w_HSA PrevRx (8VE4)
- Anthem Bronze PPO 6000_45% w_HSA PrevRx (8VDP)
- Anthem Silver PPO HSA_H 2600_3400_5200 35% PrevRx (8VCS) (Single)
- Anthem Silver PPO HSA_H 2600_3400_5200 35% PrevRx (8VCR) (Family)
- Anthem Silver PPO HSA_H 2300_3400_4600 30% PrevRx (8VC5) (Single)
- Anthem Silver PPO HSA_H 2300_3400_4600 30% PrevRx (8VC4) (Family)
Bronze & Silver PPO Plans
- Anthem Bronze PPO 70_6600_35 (8VB9)
- Anthem Bronze PPO 40_6200_40% (8VAN)
- Anthem Silver PPO 55_2500_45% (8V9X)
- Anthem Silver PPO 50_2200_40% (8V9F)
- Anthem Silver PPO 55_1950_35% (8V91)
- Anthem Silver PPO 45_1750_40% (8V87)
Gold & Platinum PPO Plans
- Anthem Gold PPO 35_1000_20% (8V7B)
- Anthem Gold PPO 30_750_20% (8V70)
- Anthem Gold PPO 30_500_20% (94JT)
- Anthem Gold PPO 25_30% (94J8)
- Anthem Platinum PPO 15_250_10% (8V6N)
- Anthem Platinum PPO 15_40_10% (94HX)
HMO Plans
Some C.A.R. Anthem plans are only available to currently enrolled members.
Members currently covered in these plans are allowed to keep their existing plans with the 2026 rate and benefit changes or can change to another plan.
2026 Anthem Blue Cross Rates
You can find your new rates by logging in to the C.A.R. Member Benefits Portal. Or, you can calculate your rates using the rate sheets and worksheet below.
- Anthem Rate Sheets All Areas
- If you don’t know your rating area, you can use the 2026 CAR Anthem Rating Areas to find your zip code and region.
- How to Calculate Your Medical Rate
Making Changes
You can change plans or add/delete dependents by using the Anthem Enrollment Application. All changes must be submitted by December 15th. Changes will be effective 1/1/26.
If you’re only making a plan change within Anthem, or a name change, use the Anthem Account Change Form
During Open Enrollment you can also add other benefits including dental, vision, life or Accidental Death. You can view plans and rates at:
- CAR Dental & Vision Benefit Summary & Rates
- CAR MetLife Term Life & Vol ADD Benefit Summaries and Rates
- CAR MetLife Voluntary AD&D Benefit Summary
If you wish to drop your Anthem coverage, submit the Anthem Termination Form