Renewal Date January 1, 2025
This page outlines changes for 2025 and provides links to important documents and websites. Link to: Important Policy Notices Page
2025 KAISER PLAN COMPARISON WITH CHANGES HIGHLIGHTED
Important Dates:
- C.A.R. Health Plans Open Enrollment: November 1, 2024 through December 15, 2024
- New benefits and rates take effect: January 1, 2025
- Changes and enrollments take effect: January 1, 2025
Where to Find Current Plan and 2025 Rate Information:
- Existing Plan Members: Confirm your current coverage and check 2025 rates at RealCareOnline.com.
- Log in with your last name, date of birth, last 6 digits of your SSN.
- Click “Shop 2025 Plans” to view your new rates.
- ONLINE Enrollment/Changes: C.A.R. Member Benefits Portal
- Register and/or log in to confirm current coverage, review new rates and benefits, enroll and make changes)
- Contact RealCare Directly
- Call for a quote or phone appointment – (800) 939-8088, Option 2
- Email for a quote or phone appointment – rc-sales@nfp.com
What is Changing?
- 2025 Kaiser Plan Comparison (Changes for 2025 highlighted)
- 2025 Plan Change Documents (Scroll to find your plan)
- Kaiser Bronze HDHP HMO 7050-0-to-HDHP HMO 6650-0
- Kaiser Bronze HMO 6300-60-to-HMO 5800-60
- Kaiser Bronze HMO 5400-60-to-HMO 5800-60
- Kaiser Silver HMO 2950-65-to-HMO 2900-65
- Kaiser Silver HDHP HMO 2850-25-to-HDHP HMO 2850-25
- Kaiser Silver HMO 2500-55-to-HMO 2500-55
- Kaiser Silver HMO 2300-65-to HMO 2300-65
- Kaiser Silver HMO 1900-65-to-HMO 1900-65
- Kaiser Gold HRA HMO 2250-35-to-HRA HMO 2250-35
- Kaiser Gold HDHP HMO 1750-15-to-HDHP HMO 1750-15
- Kaiser Gold HMO 1000-40-to-HMO 1000-40
- Kaiser Gold HMO 250-35-to-HMO 250-35
- Kaiser Gold HMO 0-35-to-HMO 0-35
- Kaiser Platinum HMO 0-20-to-HMO 0-20
- Kaiser Platinum HMO 0-10-to-HMO 0-10
2025 Kaiser Benefit Summaries
HSA Compatible Plans – (Be sure to visit C.A.R.’s HSA partner – Bend HSA)
- Kaiser Bronze-6650-0-HDHP-HMO Benefit Summary
- Kaiser Silver-2850-25-HDHP-HMO Benefit Summary
- Kaiser Gold-1750-15-HDHP-HMO Benefit Summary
Bronze & Silver PPO Plans
- Kaiser Bronze-5800-60-HMO Benefit Summary
- Kaiser Silver-2900-65-Deductible-HMO Benefit Summary
- Kaiser Silver-2500-55-Deductible-HMO Benefit Summary
- Kaiser Silver-2300-65-Deductible-HMO Benefit Summary
- Kaiser Silver-1900-65-Deductible-HMO Benefit Summary
Gold & Platinum PPO Plans
- Kaiser Gold-2250-35-HRA-HMO Benefit Summary
- Kaiser Gold-1000-40-Deductible-HMO Benefit Summary
- Kaiser Gold-250-35-Deductible-HMO Benefit Summary
- Kaiser Gold-0-35-Copay-HMO Benefit Summary
- Kaiser Platinum-250-30-Copay-HMO Benefit Summary
- Kaiser Platinum-0-20-Copay-HMO Benefit Summary
- Kaiser Platinum-0-10-Copay-HMO Benefit Summary
2025 Kaiser Rates
You can find your new rates by logging in to either the RealCareOnline website (on 11/4/24) or the C.A.R. Member Benefits Portal. Or, you can calculate your rates using the rate sheets and worksheet below.
- Kaiser Rates -area-1-3-5-ca-en-2025
- Kaiser Rates area-2-6-ca-en-2025
- Kaiser Rates area-4-8-ca-en-2025
- Kaiser Rates area-7-ca-en-2025
- Kaiser Rates area-9-ca-en-2025
- Kaiser Rates area-10-ca-en-2025
- Kaiser Rates area-11-ca-en-2025
- Kaiser Rates area-12-ca-en-2025
- Kaiser Rates area-13-14-17-19-ca-en-2025
- Kaiser Rates area-15-ca-en-2025
- Kaiser Rates area-16-ca-en-2025
- Kaiser Rates area-18-ca-en-2025
- Kaiser Rating Areas If you don’t know your rating area, you can use the Kaiser rate guide to find your zip code and region.
- How to Calculate Your Medical Rate
Making Changes
You can change plans or add/delete dependents by using the Kaiser Change Form. All changes must be submitted by December 15th. Changes will be effective 1/1/25.
During Open Enrollment you can also add other benefits including dental, vision, life or Accidental Death. You can view plans and rates at:
If you wish to drop your Anthem coverage, submit the Termination Request Form