Renewal Date January 1, 2025
This page outlines changes for 2025 and provides links to important documents and websites. Link to: Important Policy Notices Page
2025 ANTHEM PLAN COMPARISON WITH CHANGES HIGHLIGHTED
2025 Anthem Changes (Scroll to find your plan)
Important Dates:
- C.A.R. Health Plans Open Enrollment: November 1, 2024 through December 15, 2024
- New benefits and rates take effect: January 1, 2025
- Changes and enrollments take effect: January 1, 2025
Where to Find Current Plan and 2025 Rate Information:
- Existing Plan Members: Confirm your current coverage and check 2025 rates at RealCareOnline.com.
- Log in with your last name, date of birth, last 6 digits of your SSN.
- Click “Shop 2025 Plans” to view your new rates. (Live 11/4/24)
- ONLINE Enrollment/Changes: C.A.R. Member Benefits Portal
- Register and/or log in to confirm current coverage, review new rates and benefits, enroll and make changes)
- Contact RealCare Directly
- Call for a quote or phone appointment – (800) 939-8088, Option 2
- Email for a quote or phone appointment – rc-sales@nfp.com
What is Changing?
- 2025 Anthem Plan Comparison (Changes for 2025 highlighted)
2025 Anthem Blue Cross Benefit Summaries
HSA Compatible Plans – (Be sure to visit C.A.R.’s HSA partner – Bend HSA)
- Anthem Bronze PPO 6700_0% w_HSA PrevRx_CA_PPO_Small Group_84VR
- Anthem Bronze PPO 6000_45% w_HSA PrevRx_CA_PPO_Small Group_84UR
- Anthem Silver PPO HSA SELF ONLY_H 2600_3300_5200 35% PrevRx_CA_PPO_Small Group_84T7
- Anthem Silver PPO HSA SELF ONLY_H 2100_3300_4200 30% PrevRx_CA_PPO_Small Group_84S2
- Anthem Silver PPO HSA FAMILY_H 2600_3300_5200 35% PrevRx_CA_PPO_Small Group_84T6
- Anthem Silver PPO HSA FAMILY_H 2100_3300_4200 30% PrevRx_CA_PPO_Small Group_84SD
Bronze & Silver PPO Plans
- Anthem Bronze PPO 70_6600_35%_CA_PPO_Small Group_84QG
- Anthem Bronze PPO 40_6200_40%_CA_PPO_Small Group_84PV
- Anthem Silver PPO 55_2500_45%_CA_PPO_Small Group_84P5
- Anthem Silver PPO 50_2200_40%_CA_PPO_Small Group_84NR
- Anthem Silver PPO 55_1950_35%_CA_PPO_Small Group_84NG
- Anthem Silver PPO 45_1750_40%_CA_PPO_Small Group_84MX
Gold & Platinum PPO Plans
- Anthem Gold PPO 35_1000_20%_CA_PPO_Small Group_807B
- Anthem Gold PPO 30_750_20%_CA_PPO_Small Group_806Z
- Anthem Gold PPO 30_500_20%_CA_PPO_Small Group_805T
- Anthem Gold PPO 25_30%_CA_PPO_Small Group_8058
- Anthem Platinum PPO 15_250_10%_CA_PPO_Small Group_8047
- Anthem Platinum PPO 15_40_10%_CA_PPO_Small Group_803Z
HMO Plans
Some C.A.R. Anthem plans are only available to currently enrolled members.
Members currently covered in these plans are allowed to keep their existing plans with the 2025 rate and benefit changes or can change to another plan.
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- 2025 ANTHEM PLAN COMPARISON – FROZEN PLANS W CHANGES
- Anthem Bronze PPO 60_6850_40%_CA_PPO_Small Group_84R0
- Anthem Bronze PPO 75_7300_40%_CA_PPO_Small Group_84PH
- Anthem Bronze PPO 4600_50%_CA_PPO_Small Group_84U6
- Anthem Gold HMO 30_CA_HMO_Small Group_7ZYV
- Anthem Silver HMO 60_2500_45%_CA_HMO_Small Group_7ZZC
2025 Anthem Blue Cross Rates
You can find your new rates by logging in to either the RealCareOnline website (on 11/4/24) or the C.A.R. Member Benefits Portal. Or, you can calculate your rates using the rate sheets and worksheet below.
- Q1 2025 Rate Sheets For Website – All Areas
- If you don’t know your rating area, you can use the Kaiser rate guide to find your zip code and region.
- How to Calculate Your Medical Rate
Making Changes
You can change plans or add/delete dependents by using the Anthem Add-Drop Change Form. All changes must be submitted by December 15th. Changes will be effective 1/1/25.
If you’re only making a plan change within Anthem, or a name change, use the Anthem Account Change Form
During Open Enrollment you can also add other benefits including dental, vision, life or Accidental Death. You can view plans and rates at:
If you wish to drop your Anthem coverage, submit the Anthem Termination Request Form