November is now an important Open Enrollment month. November 1st marks the start of the California Association of REALTORS group health plan Open Enrollment period. This benefits members of the association, their dependents, and full time W2 employees.
November 15th is the beginning of the annual Open Enrollment period for individual and family health plans, and Covered California, the state’s insurance exchange.
We anticipate a very busy Open Enrollment season, especially since the window is much shorter this year. For individual plans and Covered California the Open Enrollment period is November 15th to February 15th, but if someone wants to enroll or change plans for a January 1st effective date, they must apply by December 15th. That really condenses the Open Enrollment to one month.